:root {
  --navy: #0d2137;
  --navy-2: #16324f;
  --navy-3: #1e4468;
  --gold: #c9a24d;
  --gold-soft: #e8d5a3;
  --sage: #5f7a68;
  --sage-soft: #dce6df;
  --cream: #f6f1e8;
  --paper: #fffcf7;
  --ink: #1a2430;
  --muted: #5c6773;
  --line: rgba(13, 33, 55, 0.1);
  --shadow: 0 18px 50px rgba(13, 33, 55, 0.12);
  --radius: 18px;
  --max: 1120px;
  --serif: "Fraunces", Georgia, serif;
  --sans: "Source Sans 3", "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  font-size: 18px;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-3); }
.wrap { width: min(var(--max), calc(100% - 40px)); margin-inline: auto; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 40;
  background: rgba(13, 33, 55, 0.94);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(201, 162, 77, 0.18);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  min-height: 76px; gap: 20px;
}
.brand {
  display: flex; align-items: center; gap: 12px;
  text-decoration: none; color: #fff; flex-shrink: 0;
}
.brand img { width: 46px; height: 46px; object-fit: contain; }
.brand-text { display: flex; flex-direction: column; line-height: 1.05; }
.brand-text strong {
  font-family: var(--serif); font-weight: 600; letter-spacing: 0.08em;
  font-size: 15px;
}
.brand-text span {
  font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold-soft); margin-top: 3px;
}
.nav-links { display: flex; align-items: center; gap: 4px; flex-wrap: wrap; }
.nav-links a {
  color: rgba(255,255,255,0.82); text-decoration: none;
  font-size: 15px; padding: 8px 11px; border-radius: 999px;
}
.nav-links a:hover, .nav-links a.active { color: #fff; background: rgba(255,255,255,0.08); }
.nav-cta {
  background: var(--gold) !important; color: var(--navy) !important;
  font-weight: 650; padding: 9px 16px !important;
}
.menu-btn {
  display: none; background: transparent; border: 1px solid rgba(255,255,255,0.2);
  color: #fff; border-radius: 10px; padding: 8px 12px; font: inherit;
}

/* Hero */
.hero {
  background:
    radial-gradient(900px 420px at 80% -10%, rgba(201,162,77,0.22), transparent 55%),
    linear-gradient(180deg, #0b1c2f 0%, #122a44 58%, #16324f 100%);
  color: #fff;
  padding: 72px 0 84px;
  overflow: hidden;
}
.hero-grid {
  display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: center;
}
.eyebrow {
  color: var(--gold); letter-spacing: 0.18em; text-transform: uppercase;
  font-size: 12px; font-weight: 700; margin: 0 0 16px;
}
.hero h1 {
  font-family: var(--serif); font-weight: 500; font-size: clamp(34px, 5vw, 58px);
  line-height: 1.12; margin: 0 0 20px; letter-spacing: -0.02em;
}
.hero h1 em { font-style: italic; color: var(--gold-soft); }
.hero p.lead { color: rgba(255,255,255,0.82); font-size: 20px; max-width: 36rem; margin: 0 0 28px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-visual { display: flex; justify-content: center; }
.hero-visual img {
  width: min(420px, 100%);
  filter: drop-shadow(0 20px 50px rgba(0,0,0,0.35));
}
.trust {
  display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 36px;
  color: rgba(255,255,255,0.72); font-size: 14px;
}
.trust span { display: flex; align-items: center; gap: 8px; }
.dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  text-decoration: none; border-radius: 999px; padding: 13px 22px;
  font-weight: 650; font-size: 16px; border: 0; cursor: pointer;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { filter: brightness(1.06); }
.btn-ghost { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,0.28); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-outline { background: transparent; color: var(--navy); border: 1px solid var(--navy); }

/* Sections */
section { padding: 80px 0; }
.section-kicker {
  color: var(--sage); letter-spacing: 0.16em; text-transform: uppercase;
  font-size: 12px; font-weight: 700; margin: 0 0 10px;
}
h2 {
  font-family: var(--serif); font-weight: 500; font-size: clamp(28px, 3.4vw, 42px);
  line-height: 1.2; margin: 0 0 16px; letter-spacing: -0.02em; color: var(--navy);
}
.sub { color: var(--muted); max-width: 40rem; margin: 0 0 36px; }
.center { text-align: center; }
.center .sub { margin-inline: auto; }

.cards-3, .cards-4 {
  display: grid; gap: 20px;
}
.cards-3 { grid-template-columns: repeat(3, 1fr); }
.cards-4 { grid-template-columns: repeat(4, 1fr); }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px 24px; box-shadow: 0 8px 24px rgba(13,33,55,0.04);
}
.card h3 { margin: 12px 0 8px; font-size: 22px; font-family: var(--serif); font-weight: 550; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: 16.5px; }
.num {
  font-family: var(--serif); color: var(--gold); font-size: 28px; font-weight: 600;
}
.icon-chip {
  width: 44px; height: 44px; border-radius: 12px;
  background: var(--cream); display: grid; place-items: center; font-size: 20px;
}

.band { background: var(--cream); }
.split {
  display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center;
}
.quote {
  font-family: var(--serif); font-style: italic; font-size: clamp(22px, 2.6vw, 30px);
  line-height: 1.35; color: var(--navy); margin: 0;
}
.quote-attr { margin-top: 14px; color: var(--muted); font-size: 15px; }

.steps { display: grid; gap: 0; }
.step {
  display: grid; grid-template-columns: 72px 1fr; gap: 16px;
  padding: 22px 0; border-top: 1px solid var(--line);
}
.step:first-child { border-top: 0; }
.step-n {
  font-family: var(--serif); color: var(--gold); font-size: 26px; font-weight: 600;
}
.step h3 { margin: 0 0 6px; font-size: 20px; color: var(--navy); }
.step p { margin: 0; color: var(--muted); }

.cta-band {
  background: linear-gradient(135deg, var(--navy), var(--navy-3));
  color: #fff; padding: 64px 0;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,0.8); max-width: 36rem; }

/* Page hero */
.page-hero {
  background: var(--navy); color: #fff; padding: 56px 0 48px;
}
.page-hero h1 {
  font-family: var(--serif); font-weight: 500; font-size: clamp(32px, 4.5vw, 50px);
  margin: 0 0 12px; letter-spacing: -0.02em;
}
.page-hero p { margin: 0; color: rgba(255,255,255,0.75); max-width: 40rem; font-size: 19px; }

/* About */
.creds { display: grid; gap: 12px; }
.cred {
  background: #fff; border-left: 3px solid var(--gold);
  padding: 14px 16px; border-radius: 0 12px 12px 0;
}
.cred strong { display: block; color: var(--navy); }
.cred span { color: var(--muted); font-size: 15px; }

/* FAQ */
.faq details {
  background: #fff; border: 1px solid var(--line); border-radius: 14px;
  padding: 4px 18px; margin-bottom: 10px;
}
.faq summary {
  cursor: pointer; font-weight: 650; color: var(--navy); padding: 14px 0;
  list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary:after { content: "+"; float: right; color: var(--gold); font-size: 22px; }
.faq details[open] summary:after { content: "–"; }
.faq details p { margin: 0 0 16px; color: var(--muted); }

/* Contact */
.contact-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 36px; }
.contact-card {
  background: var(--navy); color: #fff; border-radius: 22px; padding: 32px;
}
.contact-card a { color: var(--gold-soft); text-decoration: none; }
.contact-card h3 { font-family: var(--serif); margin: 0 0 8px; }
.contact-card p { color: rgba(255,255,255,0.75); }
.form {
  display: grid; gap: 12px;
}
.form label { font-size: 14px; font-weight: 650; color: var(--navy); }
.form input, .form textarea, .form select {
  width: 100%; border: 1px solid var(--line); border-radius: 12px;
  padding: 12px 14px; font: inherit; background: #fff;
}
.form textarea { min-height: 140px; resize: vertical; }
.note { font-size: 14px; color: var(--muted); }

/* Footer */
.site-footer {
  background: #091624; color: rgba(255,255,255,0.72); padding: 48px 0 28px;
  font-size: 15px;
}
.foot {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; margin-bottom: 32px;
}
.foot strong { color: #fff; display: block; margin-bottom: 10px; }
.foot a { color: rgba(255,255,255,0.72); text-decoration: none; display: block; padding: 3px 0; }
.foot a:hover { color: var(--gold-soft); }
.legal { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 18px; font-size: 13px; }

@media (max-width: 900px) {
  .hero-grid, .split, .contact-grid, .cards-3, .cards-4, .foot {
    grid-template-columns: 1fr;
  }
  .cards-4 { grid-template-columns: 1fr 1fr; }
  .menu-btn { display: inline-flex; }
  .nav-links {
    display: none; position: absolute; left: 0; right: 0; top: 76px;
    background: var(--navy); flex-direction: column; padding: 12px 20px 20px;
    border-bottom: 1px solid rgba(201,162,77,0.18);
  }
  .nav-links.open { display: flex; }
}
@media (max-width: 560px) {
  .cards-4 { grid-template-columns: 1fr; }
  section { padding: 56px 0; }
}